Zohar I.T. Solutions

  What We Do

Our Services & Products

From Global Ideas to Smart Local Solutions — a robust suite of 16 I.T. services tailored to meet sector-specific and client-specific needs across Ghana and Africa.

16 Services Bulk SMS & USSD Payroll & HR Cloud Solutions
Flagship Service

Zohar ERP — Multi-Industry Business Platform

Our flagship product. What began as automated payroll and attendance is now a full ERP that runs an entire organisation on one login and one general ledger — HR, Finance, CRM and operations at the core, with dedicated modules built for banks, manufacturers, distributors, miners, energy companies, broadcasters and schools.

20+Integrated Modules
1General Ledger
5–5,000+Users per Deployment
Payroll & HR — Automated payroll with GRA PAYE / SSNIT, biometric clock-in, leave, performance, org chart, wellness & succession planning
Finance & Accounts (IFRS-Based) — Customizable invoicing, automated GL journals, budgets & an employee pay portal
Sales & Revenue — CRM, sales pipeline, marketing campaigns, projects & billing, procurement and loan management
Banking & Microfinance — Core banking: accounts, deposits, an interest & fee engine, payments hub, cards, USSD/agency banking, AML/CFT & IFRS9
Operations & Industry — Manufacturing & Production, SCM & Logistics, Retail Store / POS, Oil & Gas, Mining (pit-to-port) and Broadcast Media
Pharmaceutical Regulatory — Drug master, an app-wide controlled-substances register, pharmacovigilance and recall command
Asset Management & Insurance — Portfolios, trades & daily ROI; policy admin, underwriting, commissions & claims
Education Plus — Full school & institution management: admissions, SIS, gradebook, fees and Student / Guardian / Teacher portals
Payments — Collect and pay out by card, mobile money, bank transfer & USSD via Paystack & Moolre

Who Runs on Zohar ERP?

SMEs & EnterprisesBanks & MFIsManufacturersDistributorsMiners & EnergyBroadcastersSchoolsNGOs
Zohar ERP Dashboard
GH₵840kPayroll Run
12Branches
24Modules Live
HR
Fin
CRM
SCM
Bank
Mfg
Med
September Payroll — Approved & paid
Core Banking — Live
Manufacturing — 42 work orders
Broadcast Media — On air
Featured Product

Zohar SMS+ — Bulk SMS, USSD & Short Code Platform

Ghana's most reliable Bulk SMS, USSD & Short Code solution. Whether you're a financial institution sending transaction alerts, a retailer running promotional campaigns, or a government agency communicating with citizens — Zohar SMS+ delivers your message, every time.

10K+Messages per Campaign
98%Delivery Rate
AllNetworks Covered
Bulk SMS, Email & WhatsApp Campaigns — Send thousands of targeted messages instantly across all networks and channels
USSD Application Development — Build interactive *CODE# menus for payments, surveys, and engagement
Short Code Services — Dedicated short codes for branded customer interaction campaigns
Journey Automation — Onboarding, birthday, and re-engagement flows that trigger automatically
Smart Segmentation — 10 pre-built lifestyle audience segments plus custom tags and attributes
Wallet, Mobile Money & Vouchers — Top up by mobile money (MTN, Telecel, AirtelTigo), card, bank transfer or USSD via Paystack, and redeem prepaid credit vouchers
NCA Compliance & KYC — Built-in consent management, opt-out tracking, and identity verification
SMS API & Multi-Provider Integrations — REST API plus Twilio, SendGrid & Firebase support
Real-Time Analytics & Insights — Live delivery, engagement, and campaign performance dashboards

Who Uses Zohar SMS+?

Banks & MFIsRetailersHealth ServicesNGOsChurchesGovernment AgenciesSchoolsEvent Organizers
Zohar SMS+ Dashboard
550K+Msgs Sent
98%Delivery
50+Clients
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Promo Blast — 10,200 delivered
USSD: *1130# — Active
Auto Birthday Delights — Active
Auto Holiday Greetings — Scheduled

Purpose-Built Solutions
Powering Real Businesses

Beyond general services, we've built specialized products that are actively used across Ghana's regulated sectors today.

Flagship Service

Zohar ERP

Our flagship product — a full multi-industry ERP running HR, Finance, CRM and operations on one platform, with dedicated modules for banks, manufacturers, distributors, miners, energy companies, broadcasters, schools and more.

  • Automated Payroll, Payslips & GRA / SSNIT Compliance
  • Biometric Clock-In/Out, Leave, Attendance & GPS Tracking
  • Employee Pay Portal, Org Chart, Wellness & Succession Planning
  • Finance & Accounts (IFRS-Based) with Customizable Invoicing
  • CRM, Sales Pipeline, Marketing Campaigns & Client Accounts
  • Projects & Billing, Procurement, Loan Management & Research Analytics
  • Industry modules: Banking & Microfinance (core banking)
  • Manufacturing & Production, SCM & Logistics, Retail Store / POS
  • Oil & Gas, Mining (pit-to-port) & Broadcast Media (radio / TV)
  • Pharmaceutical Regulatory & Controlled-Substances Command
  • Asset Management — Portfolios, Investments & Daily ROI
  • Insurance — Underwriting, Policies, Commissions & Claims
  • Education Plus — Full School & Institution Management
  • And many more…
Featured Product

Zohar SMS+

Ghana's most reliable Bulk SMS, USSD & Short Code platform with developer-friendly APIs, real-time analytics, and bulk email capabilities.

  • Bulk SMS, Email, WhatsApp & USSD Campaigns
  • Journey Automation & Smart Segmentation
  • SMS REST API & Multi-Provider Integrations
  • Wallet Top-Up — Mobile Money, Card, Bank & USSD via Paystack
  • NCA Compliance, KYC & Real-Time Analytics
Church & Welfare Fund Management

Church Welfare+

The all-in-one platform for pastors' welfare funds and church administration — member management, contributions, claims, investments, payroll, and seamless online payments.

  • Member Registration & Multi-Branch Management
  • Contributions, Wallets & Investment Portfolio
  • Claims & Welfare Benefits Workflow
  • Attendance, Check-In & Children's Ministry Check-In
  • Small Groups & Ministries with Group Chat & Forums
  • Events & Calendar and Visitor Follow-Up Pipeline
  • Church Payroll — GRA PAYE, SSNIT & NPRA Compliant
  • Double-Entry Accounting & Finance (IFRS-Based)
  • Recurring Giving & Offerings, Donations & Pledge Tracking
  • Communications — SMS, Email, Push & Announcements
  • Build-Your-Own-Plan Modular Pricing
  • Free Bible & Audio Bible for Every Member
Financial Services

Pensions Management System

End-to-end pension administration ERP with member-facing portals, full contribution lifecycle management, and trustee regulatory reporting.

  • Member Onboarding & Self-Service Portal
  • Contribution & Fund Tracking
  • Claim Processing Workflows
  • Trustee & Scheme Regulatory Reports
  • Secure Document Management
Request a Demo
NCA Approved

Lottery Gaming App

A mobile-first lottery gaming platform — fully audited, NLA-approved, and actively deployed. Comprehensive back-office and retailer management included.

  • Full NLA Regulatory Compliance
  • Integrated Payment APIs
  • LMC Retailer Portal
  • Back-Office Admin Dashboard
  • Mobile-First Architecture
View Case Study

Get Paid the Way
Ghana Actually Pays

Zohar ERP, Zohar SMS+ and Church Welfare+ all accept the four channels below — for plan subscriptions, wallet top-ups, customer checkout and payouts.

Cards

Visa & Mastercard — local and international

Mobile Money

MTN MoMo, Telecel Cash & AirtelTigo Money

Bank Transfer

Pay directly from any bank account

USSD

Complete payment from any phone — no app or data

Bank-grade security — card details never touch our servers Powered by Paystack & Moolre

All 16 Services We Offer

A comprehensive suite of IT services, organized by category, to meet every technology need your organization might have.

Software Development

Custom Software Development

Tailored web, mobile, and enterprise applications engineered to your exact specifications — no off-the-shelf compromises.

Mobile & Web App Development

Cross-platform and native mobile applications alongside high-performance web platforms using modern frameworks.

UI/UX Design & Prototyping

User-centred interface design and interactive prototypes that ensure your product is beautiful, intuitive, and effective.

Software Testing & Quality Assurance

Rigorous functional, performance, and security testing at every phase to ensure your software meets the highest quality standards.

Communication Services

Bulk Email & Email Services

Bulk email campaigns and transactional email services with MS Outlook Plugin integration for seamless enterprise communication.

Secure TV Broadcasting Integrations

Secure television broadcasting integrations with HD transmission for nationwide media and broadcasting organizations.

Enterprise & Financial Systems

Pensions & Fund Management Systems

Comprehensive pension administration and fund management ERP solutions for regulated financial institutions requiring high data integrity.

Automated Payroll Systems

Fully automated payroll processing with time tracking, leave management, and workforce scheduling via the Zohar ERP platform — with card, mobile money, bank & USSD collections through Paystack & Moolre.

Church Welfare Fund Systems

Church Welfare+ — member management, contributions, claims, investments, and GRA/SSNIT/NPRA-compliant church payroll, with card, mobile money, bank transfer & USSD payments (Paystack & Moolre) built in.

Learn More
Enterprise Resource Planning (ERP)

Zohar ERP is a full multi-industry platform — HR, finance, CRM and operations plus dedicated modules for banking, manufacturing, supply chain, retail, oil & gas, mining, broadcast media and education.

Retail & E-Commerce Platforms

Scalable e-commerce and retail POS platforms with inventory sync, mobile money payment gateways, and customer analytics.

Cloud & Infrastructure

Database Architecture & Management

Expert design, implementation, and management of relational and NoSQL database systems for performance, security, and scalability.

Cloud Solutions & Server Administration

Cloud migration, cloud-native architecture, server setup, and ongoing managed services on AWS, Azure, and other leading platforms.

Support, Strategy & Consulting

Technical Support & Maintenance

Post-launch support, system monitoring, regular updates, and user training to keep your solutions performing at their best.

I.T. Strategy & Digital Transformation

Strategic consulting to help organizations modernize operations, adopt new technologies, and unlock competitive advantages through digital transformation.

From the Complex to
Simple Smart Solutions

Our development methodology is built on Agile principles — delivering working software early, incorporating your feedback continuously, and always putting quality first.

01

Discovery & Analysis

We deeply understand your business, challenges, and goals through structured consultations before a single line of code is written.

02

Planning & Design

Detailed project plans, system architecture, prototypes, and UI/UX designs — all approved by you before development begins.

03

Agile Development

Iterative sprints with frequent demos and continuous integration of your feedback. Rigorous version control and code review processes throughout.

04

Testing & QA

Continuous testing and quality assurance at all phases — functional, performance, and security testing before every release.

05

Deployment

Seamless, zero-downtime deployment with SSL encryption, secure APIs, and role-based access control as standard.

06

Support & Upgrades

Post-launch support, user training, and regular system upgrades — we're with you long after go-live.

SSL Encryption & Secure APIs
Role-Based Access Control
Data Protection Act 843
GDPR Compliant
Agile & Scrum Certified
NLA Regulatory Approved
NCA Certified VAS Provider

Ready to Start Your
Next Project with Us?

Tell us about your project and our team will get back to you within 24 hours with a tailored proposal and roadmap.